Cost breakdown
What the UAE Golden Visa really costs
Separating the qualifying investment you keep from the government charges you spend, plus the recurring costs that only appear after you have moved.
The UAE Golden Visa is unusual among premium residence routes because the headline figure is not a fee. AED 2,000,000 placed into qualifying Dubai property remains your asset: it can be rented, it can appreciate, and it can be sold once the visa position has been restructured. What you actually spend is the government and processing layer, which is measured in thousands of dirhams rather than millions.
That distinction matters most to American and European buyers comparing the UAE with Caribbean citizenship, where the contribution is genuinely gone the moment it clears. Different instruments, different arithmetic.
Line by line
Every charge on a Golden Visa file
Indicative government ranges current for 2026. Amounts vary by emirate, by route and by whether you are applying inside or outside the country.
| Item | Basis | Indicative amount |
|---|---|---|
| Qualifying property or fund investment | Retained asset, not a fee | AED 2,000,000 |
| Entry permit and status change | Per applicant | AED 1,100 to 2,300 |
| Medical fitness test | Per applicant over 18 | AED 320 to 750 |
| Emirates ID, ten years | Per applicant | AED 1,150 |
| Visa issuance and stamping | Per applicant | AED 500 to 1,200 |
| Property registration and DLD fees | Property route only, on purchase | 4% of value plus admin |
| Mandatory health insurance | Annual, per person | From AED 800 |
| Our professional fee | Fixed, invoiced on engagement | Quoted upfront |
Government charges are set by UAE authorities and can change without notice. We reconfirm every line at filing and pass them through at cost.
Where the budget goes wrong
Four costs people forget
Service charges on the qualifying property
Dubai service charges are billed per square foot annually and vary enormously by tower. On a AED 2m apartment they are a meaningful recurring line, not a rounding error.
Health insurance for every dependant
Residency requires valid UAE health cover. For a family of four this is an annual commitment that continues for as long as the residence does.
Maintaining the qualifying position
Selling the property or dropping below the threshold while the visa is live can put the residence at risk. Plan the exit before you plan the purchase.
Tax residency is not automatic
Holding the visa does not by itself make you tax resident in the UAE, and for US citizens it changes nothing about worldwide filing. Both need separate advice.
See the full UAE Golden Visa program page, the Dubai and UAE advisory hub, or the property checklist for qualifying units.
Questions
Cost questions we are asked most
- How much does the UAE Golden Visa cost in total?
- The qualifying investment is the large number: AED 2,000,000 in property or an equivalent qualifying business or fund position. Government and processing charges for the visa itself run to a few thousand dirhams per person, covering the entry permit, status change, medical fitness test, Emirates ID and visa stamping. Our professional fee is quoted separately and upfront.
- Is the AED 2 million a fee or an investment?
- It is an investment you continue to own. Unlike a Caribbean contribution, the property or fund position remains your asset and can appreciate, generate rent, and eventually be sold, subject to keeping the qualifying threshold in place while the visa is current.
- What does it cost to add a spouse and children?
- Dependants are sponsored under the main holder. Each dependant carries their own entry permit, medical, Emirates ID and stamping charges, and there is no additional investment threshold for family members. Domestic staff can also be sponsored, at their own cost.
- Are there recurring costs after approval?
- Yes, and they are routinely left out of quotes. Budget for Emirates ID renewal, health insurance, which is mandatory for residents, property service charges if the qualifying asset is real estate, and the renewal cycle itself every ten years.
- Can the property be mortgaged?
- A mortgaged property can qualify where the equity meets the threshold and the lender is an approved UAE bank, subject to current rules. Off-plan purchases are treated differently from completed handover units. We confirm the current position on your specific unit before you commit.
Next step
Get a costed Golden Visa plan for your family
Send us the route you are considering and the family members involved. You receive a written breakdown with our fee shown separately from every government charge.
