What is the difference between St Kitts SISC and PBO?

Both cost USD 250,000 for a single applicant and both are non-refundable. SISC pays into the Sustainable Island State Fund, a government fund. PBO pays into a specific government approved public benefit project run by an authorised developer. The passport, the timeline and the due diligence are the same; the difference is where the money goes and, on PBO, an extra layer of developer and project approval on the file.

Is Grenada NTF cheaper than St Kitts?

At the headline it is: USD 235,000 against USD 250,000. For a family of four the gap holds at roughly USD 20,000 all in, because Grenada also charges less for child due diligence. The decision rarely turns on that gap. It turns on whether you want the US E-2 treaty and visa-free China access that only Grenada offers.

Which suits a family of four living in the United States?

If a US business or an E-2 investor visa is anywhere in the plan, Grenada is usually the answer, because it is the only Caribbean citizenship whose nationals can apply for an E-2. If the objective is the strongest Caribbean travel document and the fastest possible processing, St Kitts SISC is the stronger file. US citizens and green card holders should also confirm with a tax adviser: a second citizenship does not change US worldwide filing obligations.

Are you an authorized agent for both Grenada and St Kitts?

Yes. We are an authorized agent for the St Kitts & Nevis Citizenship by Investment Unit and for the Grenada Investment Migration Agency, and we file directly with both. Our credentials page sets out the routes we are authorized to submit.

Can I get the program documents before I commit?

Yes. Our resources page has program briefs for Grenada NTF, St Kitts SISC and St Kitts PBO covering investment thresholds, fee schedules, family pricing, documents required and the step-by-step timeline. Request them and an adviser follows up personally, in English or Mandarin.

Side by side

Grenada NTF, St Kitts SISC and St Kitts PBO compared

Three programmes within USD 15,000 of each other at the headline, and very different once a family of four and a United States objective are on the table.

Authorized agent, Grenada IMA · see credentials Authorized agent, St Kitts & Nevis CIU · see credentials

Grenada

National Transformation Fund (NTF)

USD 235,000

Single applicant, before fees

Structure: Non-refundable contribution to the national fund
Family of four: About USD 410,000 all in, before our fee
Timeline: Around 6 to 9 months to approval
Stands out for: The only Caribbean citizenship with a US E-2 treaty

Full Grenada cost breakdown

St Kitts & Nevis

Sustainable Island State Contribution (SISC)

USD 250,000

Single applicant, before fees

Structure: Non-refundable contribution to the national fund
Family of four: About USD 428,500 all in, before our fee
Timeline: Around 6 to 9 months, 60-day accelerated option priced separately
Stands out for: The oldest programme in the world, strongest passport in the region

Full St Kitts & Nevis cost breakdown

St Kitts & Nevis

Public Benefit Option (PBO)

USD 250,000

Single applicant, before fees

Structure: Non-refundable investment into an approved public benefit project
Family of four: About USD 428,500 all in, before our fee
Timeline: Same CIU timeline as SISC, plus developer approval steps
Stands out for: Same price as SISC, funds a named approved project instead of the fund

Full St Kitts & Nevis cost breakdown

Family of four

What two adults and two children actually pay

The headline numbers are main applicant thresholds. Below is the real indicative cost for a family of four, drawn from the same schedules as our printable program briefs.

Family of four cost comparison, two adults and two children under 18
Route	Investment	Due diligence	Legal, filing, passports	Indicative all in, before our fee
Grenada NTF	USD 335,000	About USD 51,000	About USD 24,000	About USD 410,000
St Kitts SISC	USD 350,000	About USD 54,000	About USD 24,500	About USD 428,500
St Kitts PBO	USD 350,000	About USD 54,000	About USD 24,500	About USD 428,500

Children must be under 18 at the date of filing. Our professional fee is fixed, quoted upfront and shown separately from every government and third-party charge. Open the Grenada NTF brief, St Kitts SISC brief or the St Kitts PBO brief for the full schedules.

Line by line

The full comparison table

Indicative 2026 figures. Government charges are set by the Grenada Investment Migration Agency and the St Kitts & Nevis Citizenship by Investment Unit and can change without notice. Family of four assumes two adults and two children under 18.

Grenada National Transformation Fund compared with St Kitts & Nevis SISC and PBO
Criterion	Grenada NTF	St Kitts SISC	St Kitts PBO
Minimum qualifying investment, single applicant	USD 235,000	USD 250,000	USD 250,000
Structure	Contribution to the National Transformation Fund	Contribution to the Sustainable Island State Fund	Investment into a government approved public benefit project
Recoverable?	No, the contribution is spent	No, the contribution is spent	No, the investment is spent
Investment, family of four	USD 335,000	USD 350,000	USD 350,000
Due diligence, family of four	About USD 51,000 (2 adults, 2 children)	About USD 54,000 (2 adults, 2 children)	About USD 54,000 (2 adults, 2 children)
Legal, processing, documents	About USD 24,000	About USD 24,500	About USD 24,500
Indicative all-in, family of four, before our fee	About USD 410,000	About USD 428,500	About USD 428,500
Processing time to approval	6 to 9 months	6 to 9 months, 60-day option available	6 to 9 months plus project approval
Interview	Mandatory, virtual	Mandatory, CIU	Mandatory, CIU
Residence or visit requirement	None	None	None
US E-2 investor visa treaty	Yes	No	No
Visa-free access to China	Yes	No	No
Family definition	Spouse, children under 30, parents, grandparents, unmarried siblings	Spouse, children under 30, parents and grandparents over 55, siblings under 30	Spouse, children under 30, parents and grandparents over 55, siblings under 30
Our authorisation	Authorized agent, Grenada IMA	Authorized agent, St Kitts & Nevis CIU	Authorized agent, St Kitts & Nevis CIU

Our professional fee is fixed, quoted in writing before engagement and shown separately from every government charge. See our fee policy.

Verdict

Who each programme suits

Choose Grenada NTF if

A United States business or an E-2 investor visa is part of the plan, China travel matters, or you want the broadest family definition in the region. It is also the lowest all-in cost of the three for a family of four.

Choose St Kitts SISC if

You want the longest-established programme, the strongest Caribbean travel document, and the option of accelerated processing when the file is time critical. The cleanest, simplest structure of the three.

Choose St Kitts PBO if

You prefer your USD 250,000 to fund a named, government approved project rather than the general fund, and you are comfortable with the extra developer approval layer that adds to the file.

Want the underlying documents? Request the Grenada NTF, St Kitts SISC and St Kitts PBO program briefs, confirm our authorized agent status, or run the numbers in the total cost calculator.

Questions

What families ask when comparing these three

What is the difference between St Kitts SISC and PBO?: Both cost USD 250,000 for a single applicant and both are non-refundable. SISC pays into the Sustainable Island State Fund, a government fund. PBO pays into a specific government approved public benefit project run by an authorised developer. The passport, the timeline and the due diligence are the same; the difference is where the money goes and, on PBO, an extra layer of developer and project approval on the file.
Is Grenada NTF cheaper than St Kitts?: At the headline it is: USD 235,000 against USD 250,000. For a family of four the gap holds at roughly USD 20,000 all in, because Grenada also charges less for child due diligence. The decision rarely turns on that gap. It turns on whether you want the US E-2 treaty and visa-free China access that only Grenada offers.
Which suits a family of four living in the United States?: If a US business or an E-2 investor visa is anywhere in the plan, Grenada is usually the answer, because it is the only Caribbean citizenship whose nationals can apply for an E-2. If the objective is the strongest Caribbean travel document and the fastest possible processing, St Kitts SISC is the stronger file. US citizens and green card holders should also confirm with a tax adviser: a second citizenship does not change US worldwide filing obligations.
Are you an authorized agent for both Grenada and St Kitts?: Yes. We are an authorized agent for the St Kitts & Nevis Citizenship by Investment Unit and for the Grenada Investment Migration Agency, and we file directly with both. Our credentials page sets out the routes we are authorized to submit.
Can I get the program documents before I commit?: Yes. Our resources page has program briefs for Grenada NTF, St Kitts SISC and St Kitts PBO covering investment thresholds, fee schedules, family pricing, documents required and the step-by-step timeline. Request them and an adviser follows up personally, in English or Mandarin.

Next step

Get all three costed for your family

Tell us who is applying and what the passport is for. You receive one written comparison with Grenada NTF, St Kitts SISC and St Kitts PBO priced for your exact family, our fee shown separately.

Prefer a call?

Tick the routes you are weighing up, leave a number, and the adviser who files that programme calls you back.